AI-driven Proof-of-Cash and Quality of Earnings support

What QoEAgent does

QoEAgent is an artificial intelligence platform for proof of cash and quality of earnings analysis in lower middle market mergers and acquisitions. It ingests bank statements and general ledger exports, reconciles them transaction by transaction, and flags what does not tie for human review.

Two deliverables, on a clock: a complete proof of cash within 24 hours of data ingestion, and GAAP-formatted financial statements including reported EBITDA within 48. The same work done by hand takes about four weeks.

You may also see us as QoEAi — the wordmark that appears on our reports, one-pagers and slides. QoEAi and QoEAgent are the same company.

You may also see us as QoEAi — the wordmark that appears on our reports, one-pagers and slides. QoEAi and QoEAgent are the same company.

What that looks like on a real engagement

On a recent trailing-twelve-month engagement for a multi-site convenience store operator, the platform processed 431 bank statements across 36 bank accounts — manually scanned PDFs, not spreadsheet exports — and extracted 29,823 transactions: $100.7 million in deposits and $99.0 million in withdrawals. Revenue and expenses each reconciled to within one percent of bank statement cash receipts and disbursements, at a 99.4% average match rate. One variance was left flagged at the end: a $32 difference at a single location.

On the general ledger side, the same engagement covered 1,365,571 journal entries across 5,196 accounts and 44 sites, against a trial balance of 5,528 accounts over 36 months.

Three levels of work

• Flash Cash Review — rapid cash receipts and disbursements for a pre-LOI gut check.
• Proof-of-Cash Plus — full reconciliation, plus GAAP-formatted monthly and twelve-month classified income statements and balance sheets with reported EBITDA. $10,000 flat.
• QoE Essentials — adds a normalized EBITDA schedule, working capital and operating cycle metrics, customer concentration, and change-of-control review.

Who built it

QoEAgent (QoEAi) was founded in 2023 in Denver, Colorado by Josh Cashman, CFA, who spent his career in M&A transaction advisory; Dr. Tom Yeh, an MIT-trained professor of AI and computer science at the University of Colorado, Boulder who built our AI Agents and optical character recognition (OCR) capabilties; and Ron Neufeld, CPA/ABV, who spent most of his career in transaction advisory services (TAS), including teaching accounting and TAS at Regis University. QoEAi is a Venture Partners at CU Boulder portfolio company.

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